1994

The founding assembly of the company

1996

The first withdrawal on ATM; the first payment at POS terminal in own network

1998

The first transaction with MasterCard and Visa

2001

The first MasterCard transaction on the internet; the first transaction with Diners card

2002

SMS transaction notification; ATM content distribution (sale of prepaid mobile vouchers) 

2003

EMV (chip) card issuance

2005

Automatic Card Fraud prevention; Help Desk On Line support service (HDOL)

2006

Card issuance for international users (Austria, Slovakia)

2007

The first ATM abroad (Serbia)

2008

The first POS terminal abroad (Ukraine); Introduction of 3DSecure Service for secure payment on the internet

2009

PCI DSS - compliant processing center; Real time fraud monitoring

2010

Migration of 48 Saving banks in Austria

2011

Implementation of ATM Dynamic Currency Conversion (DCC); Bosnia and Herzegovina bank onboarding

2012

Contactless & Display cards

2013

Montenegro bank onboarding; Implementation of POS Dynamic Currency Conversion (DCC)

2014

New platform for credit cards; Web services (integration with mobile apps and net banking)

2015

Provision of additional services in Czech Republic, Slovakia and Romania

2016

Acquiring Tokenization service

2017

Mobile wallet implementation